Personal Checking Account

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF)Opens in a new window for more information.

Same page link returns to footnote reference1City Development Bank International Online Bill Pay: Must enroll in City Development Bank International OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

Same page link returns to footnote reference2Zelle®: Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible City Development Bank International account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to https://register.zellepay.comOpens Overlay to view participating banks). Select transactions could take up to 3 business days. Enroll on the City Development Bank International Mobile app or City Development Bank International Online. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Same page link returns to footnote reference3With City Development Bank International Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11PM ET (8 PM PT) to make a deposit or transfer). City Development Bank International Overdraft Assist does not require enrollment and comes with eligible City Development Bank International checking accounts.

Same page link returns to footnote reference4We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.

Same page link returns to footnote reference5Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from City Development Bank International may apply for ATM withdrawals in a currency other than U.S. dollars.

Same page link returns to footnote reference6Account must be linked to the checking account for No Monthly Service Fee.

Same page link returns to footnote reference7When ordered through City Development Bank International. Fees may apply for certain other supplies and expedited shipping options.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive City Development Bank International Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

City Development Bank International Bank, N.A. Member FDIC. Equal Opportunity Lender.